Student and Parent Loans
Reduce Your Debt: Only Borrow What You NEED
Loans accrue interest, and they must be repaid. This is why students and their families should only borrow the minimum amount they need for school. BorrowSmart is a program that helps families determine exactly how much they need to borrow.
BorrowSmart considers your scholarships and grants, the cost of attendance, and your ability to pay to help you determine how best to pay for college. The program will compare loan costs and payment plan options to help you minimize your debt and reduce your total cost of education.
Click here to find out how much you should borrow with BorrowSmart.
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